How We Work

In our initial meeting, we will start by listening.

You will see this often in our approach. In order to help you, we need to understand your specific situation, and provide the education you desire, so that what you want to happen, will happen.

We need to know what you like and do not like about your current plan, what you think a good financial education is all about, how you make decisions, and in which form (charts, spreadsheets, text) you learn most effectively.

Next, we will have a fun, interactive discussion where we will look at establishing a solid financial foundation. We’ll cover an assessment of your readiness for retirement, show the common areas of wealth transfers (a polite term for losing money), discuss the important concept of opportunity costs (what your money could earn by deploying it more efficiently), and share both the rules and the winning strategies in working with the financial institutions.

What we will not do in our first meeting is discuss any particular investment, financial product, or specific recommendation. There is plenty of time for that upon finding all of your hidden wealth transfers.

The next steps

After our first meeting, you will do a little homework and fill us in on your key financial details. Then, in our second meeting, we will share our findings of the areas where you can save more by avoiding wealth transfers. We will cover each area in detail and show you the lost dollars, as well as the hidden impact of the opportunity costs.

Then, we will discuss options. We’ll cover your current strategies and talk about alternatives that you may not have considered. We’ll demonstrate the pros and cons of different approaches via an interactive model that covers all of your assets and liabilities.

We will also discuss your insurance protection strategy. There is little sense in saving, investing wisely, and then risking your assets with too little insurance or the wrong kind.

We will bring it all together in a complete, comprehensive blueprint for a lifetime of financial success and help you craft a legacy for your family.